TODOS INTERNATIONAL BENEFIT PROGRAM MEMBERSHIP is not health insurance, does not guarantee or take responsibility for the services offered and payment of expenses, nor does it ensure discounts on all services that are mandatory in a health insurance plan. All services or products that are acquired by the MEMBER will be paid directly to the provider, ensuring only the prices and discounts listed in the list of affiliated companies and services published on the website www.todosusa.com
TODOS INTERNATIONAL BENEFIT PROGRAM MEMBERSHIP AGREEMENT
CHAPTER I - GENERAL PROVISIONS
Clause 1: This Agreement offers the MEMBER, through the Todos International (hereinafter referred to as "Todos"), access to health, education, and leisure services at reduced costs, by entering into agreements with service providers.
§1 The Todos does not assume liability for the technical and professional quality of the services rendered by the service providers but commits to continuously sourcing service providers that meet quality standards as prescribed by competent regulatory authorities.
§2 In the event of any failure or non-conformity in the services provided by service providers, the Todos commits to acting as a mediator in resolving disputes, without prejudice to the service provider's potential civil or criminal liability.
Clause 2: The MEMBER and his/her family (spouse and children until the age of 18), duly registered with the Todos Membership, will have access to the benefits provided by the service providers.
§1 It is the MEMBER's obligation to notify the Todos of any changes in the registered dependents, under penalty of liability for any damages caused due to omission or false information.
§2 The Todos commits to maintain the MEMBER's and his/her dependents' information confidentially, ensuring data protection in accordance with applicable laws including the Florida Information Protection Act and Federal laws.
CHAPTER II - PAYMENT AND TERM
Clause 3: Upon signing this Agreement, the MEMBER agrees to pay to the Todos, for himself/herself and his/her registered dependents, the recurring monthly fee specified at the time of enrollment, via one of the previously agreed-upon payment methods.
§1 In the case of non-payment, the Todos reserves the right to suspend access to the services until the situation is rectified, without prejudice to the charging of penalty and interest.
§2 The monthly fee may be adjusted annually in accordance with the Consumer Price Index (CPI) as determined by the United States Bureau of Labor Statistics.
Clause 4: This Agreement is valid for the period of 12 (twelve) months, counted from the date of payment of the first monthly fee, and is automatically renewed for an indefinite period unless expressly terminated by either party.
CHAPTER III - TERMINATION AND INDEMNITY
Clause 5: This Agreement may be terminated by either party, at any time, by giving the other party 30 (thirty) days' written notice.
§1 The Todos reserves the right to terminate this Agreement immediately in case of serious breach by the MEMBER.
§2 Upon termination of the Agreement, the MEMBER's and his/her dependents' access to the services provided by the service providers will also be terminated.
§3In case of termination, at the MEMBER's request, before the expiration of the 12 (twelve) month period specified in clause four, a penalty equivalent to 50% of the sum of the remaining monthly installments until completing the minimum 12 (twelve) months shall be due.
Clause 6: The MEMBER agrees to indemnify the Todos for any costs, damages, or losses resulting from his/her breach of this Agreement or the misuse of the services provided by the service providers.
CHAPTER IV - CONTRACTUAL STIPULATIONS
Clause 7: This agreement is entered into on an irrevocable and non-retractable basis, binding the parties, their heirs, and successors.
Clause 8: Any waiver, to be valid, must be in writing and the waiver of any right or clause shall not constitute a waiver of any other right or clause.
Clause 9: If any provision of this Agreement is held to be invalid or unenforceable, all other provisions that are not affected by such invalidity or unenforceability shall remain in full force and effect.
Clause 10: This Agreement may be amended at any time by mutual consent of the parties, provided that such changes are made in writing and signed by the parties.
Clause 11: The non-exercise or delay in exercising any right, power, or remedy will not prevent its exercise at any time.
Clause 12: In case of litigation related to this Agreement, the parties agree to first seek an amicable resolution and, if not possible, submit the dispute to arbitration before seeking judicial resolution.
Clause 13: The parties agree that all confidential information received during the term of this Agreement shall be kept confidential even after its termination.
Clause 14: The Todos may, at its discretion and under its responsibility, assign this Agreement, in whole or in part, provided that the MEMBER is notified in advance with at least 30 (thirty) days' notice.
Clause 15: In the event of events of force majeure and/or act of god, the parties are exempt from liability for the non-fulfillment of the obligations set forth in this contract. Force majeure events include, but are not limited to: natural disasters, wars, terrorist acts, strikes, government embargoes, changes in applicable law that affect the performance of this agreement, among other events beyond the reasonable control of the parties.
Clause 16: All communications and notifications pertinent to this Agreement must be made in writing, can be hand-delivered (with receipt), sent by mail with notice of receipt, or by electronic mail, provided there is a confirmation of reading.
Clause 17: The MEMBER is aware that the Todos may, at its sole discretion, suspend or terminate the provision of services and advantages described in this Agreement, should inform such decision with a minimum advance of 30 (thirty) days.
CHAPTER V - GOVERNING LAW AND DISPUTE RESOLUTION
Clause 18: This Agreement shall be governed by and construed in accordance with the laws of the state of Florida and Federal laws of the United States.
Clause 19: Any disputes arising out of or relating to this Agreement shall be resolved through mediation. If no agreement can be reached through mediation, then the dispute shall be submitted to a court of competent jurisdiction in the state of Florida.
Clause 20: Severability. If any provision of this Agreement is found to be illegal, invalid, or unenforceable, such provision shall be deemed severable and shall not affect the validity and enforceability of any remaining provisions. The parties shall endeavor in good faith to replace the invalid, illegal, or unenforceable provision with a valid provision that comes closest to the original intention of the parties.
Todos International
By:_____________
Name:_____________
Title:_____________
Member:
Print Name
By:_____________
Signature